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Disclaimer

Effective June 16, 2026.

Not legal advice

flooddisclosure.us provides general information about state flood-disclosure law. It is not legal advice, it is not a substitute for advice from a licensed professional, and using the site does not create an attorney–client relationship. Every situation is specific; only a licensed real-estate attorney or title professional in your state can advise you on your transaction.

Accuracy and currency

We build the dataset from primary sources and disclose a confidence label on each state row, but laws change frequently and sometimes without notice. Information here may be incomplete, out of date, or — despite our checks — incorrect. Always confirm against the cited primary source and a professional before acting. See our methodology for how each row is verified and our sources page for every citation.

No affiliation

FloodDisclosure is not affiliated with, endorsed by, or sponsored by FEMA, the National Flood Insurance Program, the NRDC, or any state or federal agency.

Third-party links

Links to statutes, FEMA tools, and state forms are provided for convenience. We don't control those sites and aren't responsible for their content or availability.

No liability

To the fullest extent permitted by law, Desymphony EOOD disclaims liability for any loss or damage arising from your use of, or reliance on, this site. See our Terms of Use.