About FloodDisclosure

flooddisclosure.us is built and operated by Desymphony, a small editorial- engineering team specializing in state-by-state decoders for under-served consumer questions. Flood-disclosure law is a perfect example: there is no federal mandate, the rules differ in every state, and the existing guidance is scattered across PDFs, law-firm blog posts, and a FEMA model document that almost nobody reads.

We turned that into one interactive tool. Pick your state and you get a four-card answer — whether the seller must disclose, what triggers the duty, the penalties, and any opt-out gotcha — plus a buyer's-rights view. Every state row in the 51-jurisdiction dataset carries a source and an honest confidence label. See how we built it and every source we used.

What we are — and what we're not

We are an information hub, not a law firm, and nothing here is legal advice. Real- estate transactions are state-specific and the law changes; before you rely on any output, consult a licensed real-estate attorney or title professional. We are not affiliated with FEMA, the NRDC, or any state agency.

Our principles

• Primary sources first. Statute and state-form citations are load-bearing; aggregators are cross-checks only.
• Honest about confidence.We label what's primary-source verified versus corroborated, and we never invent a statute or a number.
• Calm, not alarm. No scare-copy, no disaster photos, no countdown timers, no email capture. The decoder logs nothing.